Home
Property Search
Search Like an Agent
E-Newsletter
Home Buyer Tax Credits
First-Time Buyer Financial Resources 2010
About Ginny and Tim
Distinctive Homes
Visitor's Guide to Minneapolis
South of the River Guide
Open House Search
Search Sold Listings
Remodel with Wildwood Builders
House Logic
  • Home Buying Links   • Steps to Your Dream Home   • Home Ownership as an Investment


LOOKING FOR A NEW HOME?

There's nothing we take more seriously than helping people find new homes they love. That's why we provide our clients with access to the Multiple Listing Service (MLS) in two different ways:

  • Save Your Search allows you to create your own home search right here on our web site. Be sure to Bookmark this site!
  • We create a direct link with the MLS for each of our clients so that you can receive an email every time a new listing meeting your search criteria hits the market or changes in price.

We'll spend time learning your personal real estate needs, including your comfort level in terms of a mortgage payment that is right for you.

WORKING WITH US

As your realtors, we

  • set you up on LISTINGBOOK--an interactive web site linked to the RMLS exclusively for realtors and their clients.
  • work exclusively for the you through every step in the buying process.
  • do the research to help you understand the current market place.
  • actively network with other agents to find homes that may not be on the MLS.
  • help you arrive at a fair price when making an offer. 
  • manage your transaction through closing.

THE PRE-APPROVAL

Getting a pre-approved mortgage is a great way to get started. A pre-approved mortgage means you not only look good on paper, but the lender has underwritten (or guaranteed) the mortgage. With a pre-approved mortgage, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential.

If you are a current home owner, a phone call to your loan officer will probably all that is necessary.

If you are a first time buyer, we recommend that you request a Buyer's Consultation weeks or even months before beginning your search for your Dream Home. We can help you position yourself to qualify for the best mortgage rates possible and help you determine the mortgage that is right for you. 

WHAT DO I NEED?

We recommend calling a trusted loan officer. At Burnet Home Loans, we recommend Sally Settle or Aaron Dvorak at 952-435-3030. They not only are knowledgable, but responsive! They return your phone calls within the hour.

An underwriting decision is possible through our loan officers within 24 hours if the following information is brought to the application:

  • 1 year W-2s
  • Paystubs covering the last 30 days
  • Last 2 months bank statements (all accounts)
  • Loans (including Mortgage): Lender's name, address, account number
  • Charge cards: account number, minimum payment, balance
  • Tax Returns: may be requested if commissioned or self-employed

Coldwell Banker Burnet - Ginny & Tim Wheeler - 190 Cobblestone Lane - Burnsville, MN 55337
Phone: Ginny: 612-242-1327 Tim: 952-250-6193   Email: ginnyandtim@cbburnet.com

Copyright © 2010 COLDWELL BANKER BURNET, All Rights Reserved.

The materials contained within this page may not be reproduced without the express written consent of COLDWELL BANKER BURNET. The information herein is believed to be accurate and timely, but no warranty as such is expressed or implied.