 LOOKING FOR A NEW HOME? There's nothing we take more seriously than helping people find new homes they love. That's why we provide our clients with access to the Multiple Listing Service (MLS) in two different ways:
We'll spend time learning your personal real estate needs, including your comfort level in terms of a mortgage payment that is right for you. WORKING WITH US As your realtors, we
THE PRE-APPROVAL Getting a pre-approved mortgage is a great way to get started. A pre-approved mortgage means you not only look good on paper, but the lender has underwritten (or guaranteed) the mortgage. With a pre-approved mortgage, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential. If you are a current home owner, a phone call to your loan officer will probably all that is necessary. If you are a first time buyer, we recommend that you request a Buyer's Consultation weeks or even months before beginning your search for your Dream Home. We can help you position yourself to qualify for the best mortgage rates possible and help you determine the mortgage that is right for you. WHAT DO I NEED? We recommend calling a trusted loan officer. At Burnet Home Loans, we recommend Sally Settle or Aaron Dvorak at 952-435-3030. They not only are knowledgable, but responsive! They return your phone calls within the hour. An underwriting decision is possible through our loan officers within 24 hours if the following information is brought to the application:
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