 LOOKING FOR A NEW HOME? There's nothing we take more seriously than helping people find new homes they love. That's why we provide our clients with access to the Multiple Listing Service (MLS) in two different ways:
We'll spend time learning your personal real estate needs, including your comfort level in terms of a mortgage payment that is right for you. WHAT CAN I AFFORD? In today's market there are many ways to finance a home. Here are some helpful links:
WHY SHOULD I WORK WITH A REALTOR? Most buyers today are choosing to work with an Exclusive Buyer's Agent who will represent their interest through the entire process. As Exclusive Buyer's Agents, we
Click here for more advantages for working with a real estate professional. WHEN SHOULD I GET A MORTGAGE? Getting a pre-approved mortgage is a great way to get started. A pre-approved mortgage means you not only look good on paper, but the lender has underwritten (or guaranteed) the mortgage. With a pre-approved mortgage, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential. If you are a current home owner, a phone call to your loan officer will probably all that is necessary. If you are a first time buyer, we recommend that you register for one of our Home Buying Seminars or request a Buyer's Consultation weeks or even months before beginning your search for your Dream Home. We can help you position yourself to qualify for the best mortgage rates possible and help you determine the mortgage that is right for you. WHAT DO I NEED? We recommend calling a trusted loan officer. At Burnet Home Loans, we recommend Sally Settle or Steve Bevan at 952-435-3030. They not only are knowledgable, but responsive! They return your phone calls within the hour. Click here for a list of questions to ask your lender. An underwriting decision is possible through our loan officers within 24 hours if the following information is brought to the application:
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